01
Managed Accounts
Separately managed accounts at Interactive Brokers. Non discretionary, you authorize every transaction. We monitor, recommend, and execute.
Private Wealth
Personalized wealth management,
built around you.
USWMA is a Manhattan based, Registered Investment Adviser designed to serve high income and high net worth individuals. Our work begins with your goals, not a product menu, and every recommendation is made with you, on a non discretionary basis.
Account size
No minimum
Relationships, not thresholds
Client first
Always non discretionary
30+ yrs
Principal's industry experience
1:1
Direct adviser access
0
Disclosed disciplinary events
What we do
A small menu, executed with care.
We value depth over breadth. We do four things well, and we'll tell you when you don't need any of them.
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Comprehensive Planning
A full plan, cash flow, retirement, education, estate, charitable, and tax aware investment design. Delivered in writing.
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Annual Financial Review
An hour, a quarter, or a year, recurring engagements at a cadence that suits your life. Plan, portfolio, and tax review in one.
04
Outside Account Consulting
Have a 401(k), a deferred comp plan, or concentrated stock at another custodian? We'll consult on it without taking custody.
Our philosophy
Client needs always come first.
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Relationship based
You speak directly with the adviser who manages your account, not a 1 800 line. Decisions are made together, in writing.
02
Cross disciplinary research
Geopolitical, economic, fundamental, technical, and cycle analysis are weighed together to build a position thesis.
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Graham & O'Neil influence
Our research approach draws on the value discipline of Benjamin Graham and the growth methodology of William O'Neil. References to these methodologies describe our process, not a promise of results.
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Hands on, top down
Macro frames the menu. Industry sharpens the choices. Security selection is where the work is, and where we spend the time.
Our approach
A multi disciplined, top down methodology.
We start at the macro level, geopolitics, economic regime, central bank posture, and work down through industry, factor, and company analysis. Cycle analysis is layered on top to size conviction. The output is a written thesis behind every recommended position.
- Macro: geopolitical, monetary, fiscal, cycle
- Industry: structure, capital intensity, profit pools
- Security: fundamentals (Graham) and momentum (O'Neil)
- Position sizing: conviction weighted, stress tested
Financial planning
A plan you'll actually use.
Comprehensive financial planning is a written engagement. We model cash flow, retirement timing, estate flow, education funding, charitable strategies, and the tax considerations that shape investment decisions. You leave with a binder, and a quarterly cadence.
- Retirement and decumulation modeling
- Estate flow and beneficiary alignment
- Education funding (529s, UTMAs, custodial)
- Tax aware investment design and harvesting
- Charitable strategies (DAFs, CRTs, QCDs)
What we’re watching
Themes on the desk this quarter
Commentary, not a recommendation. For informational purposes only.
EquitiesQuarterly theme
Quality factor
Reviewing relative strength of high quality balance sheets versus growth at any price names heading into late cycle.
RatesQuarterly theme
Term premium dynamics
Watching the shape of the Treasury curve and what it implies for duration risk and credit spread positioning.
AlternativesQuarterly theme
Tokenized real world assets
Building a framework for measuring when tokenization adds liquidity, transparency, or operational efficiency to a mandate.
MacroQuarterly theme
Geopolitical regime
Tracking trade policy, energy supply, and central bank coordination as inputs to portfolio scenario analysis.
The themes above are general market commentary prepared by US Wealth Management Advisors, LLC. They do not constitute investment, legal, or tax advice, and do not represent a recommendation to buy, sell, or hold any security. Forward looking views are subject to change without notice and involve risks and uncertainties; actual results may differ materially.
Leadership
Alfonso Lucio Vigliotti
Founder & President · Managing Advisor
Chairman Emeritus, Liberty Associates, Inc.
Mr. Vigliotti has more than 30 years of experience in financial services across portfolio management, capital markets, and advisory. He founded USWMA in 2016 to provide non discretionary advisory services to institutions, advisors, and high net worth individuals.
- Industry experience
- 30+ years
- Education
- B.S. Business Administration (Finance & Accounting), University of Pittsburgh. Post graduate coursework at USF, FAU, and FSU.
- Disclosed disciplinary events
- None reported on the most recent Form ADV filing. Verify on IAPD.
Disclosed outside business activities
Mr. Vigliotti serves as Chairman Emeritus of Liberty Associates, Inc. a FINRA registered broker dealer, and as Founder/President of Wealth Management Centers, LLC. Outside business activities always present potential conflicts of interest and are disclosed in USWMA’s Form ADV. Clients are never required to use Liberty Associates or any affiliate for execution or any other service.
Verify on Public adviser disclosure · FINRA BrokerCheck
Our city
In the heart of Manhattan.
We work from a Fifth Avenue landmark, a few blocks from Bryant Park and a short ride from the floor of the Exchange. A sense of place, and of permanence.
c. 1917Our home
The Astor Trust Company Building
A classical limestone landmark at the corner of Fifth Avenue and 42nd Street, an address tied to American finance for more than a century. The setting suits the work: measured, deliberate, and built to last.
501 Fifth Avenue
New York, NY 10017
New York, NY 10017
Gallery
A few steps from the center of it all.
Midtown Manhattan
The Chrysler Building, a few blocks from the firm.
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Photo 1 of 6: The Chrysler Building, a few blocks from the firm.
Latest Insights
View all insights →Perspectives for individual investors.
Firm Perspective
On Manhattan-Based Advisory
Why USWMA chose to remain principal-led and Manhattan-based, and what proximity to the institutional market actually means for an independent adviser.
February 20264 min read
Portfolio Construction
On Diversification Within Constraints
Most portfolios are not built from a blank slate. They inherit positions, tax basis, and concentrated holdings. Diversification, properly understood, works inside those constraints.
January 20266 min read
Regulatory & Compliance
On Reading Form ADV
Form ADV is the most useful disclosure document a prospective client can read about an adviser. A short field guide to what is in it and what to look for.
December 20255 min read
Verify USWMA
Look us up directly with the regulators.
Get started
A first conversation, with no obligation.
Bring a question, about a portfolio, a windfall, or a transition. We'll spend roughly 30 minutes listening and framing the work. Engaging USWMA is subject to a written advisory agreement; nothing on this site constitutes an offer of advisory services or a recommendation.
Start a Conversation
Nothing on this site constitutes an offer of advisory services. No advisory relationship is created until USWMA and the prospective client execute a written advisory agreement.