01
Managed Accounts
Separately managed accounts at Interactive Brokers. Non discretionary, you authorize every transaction. We monitor, recommend, and execute.
- Accounts custodied in your name
- Position level transparency
- Recommendations in writing
What We Do
A small menu, executed with care.
We value depth over breadth. We do four things well, on a strictly non discretionary basis, and we will tell you when you don't need any of them.
Services
Four ways we work with individuals.
Engage one or several. Every recommendation is made with you, and you authorize every transaction.
02
Comprehensive Planning
A full plan: cash flow, retirement, education, estate, charitable, and tax aware investment design, delivered in writing.
- Retirement and decumulation modeling
- Estate flow and beneficiary alignment
- Tax aware investment design
03
Annual Financial Review
An hour, a quarter, or a year, recurring engagements at a cadence that suits your life. Plan, portfolio, and tax review in one.
- Flexible recurring cadence
- Portfolio and plan check ins
- Tax aware rebalancing review
04
Outside Account Consulting
Have a 401(k), a deferred comp plan, or concentrated stock at another custodian? We will consult on it without taking custody.
- Held away account guidance
- Concentrated position strategies
- No custody required
How an engagement begins
Goals first, then a written plan.
We start with your goals, not a product menu. From there, every engagement is governed by a written advisory agreement that sets out scope, complexity, and cadence, with no minimum account size.
- An initial conversation, roughly 30 minutes
- A written advisory agreement before any work begins
- Non discretionary management, you approve each transaction
- Plain English documentation you keep
Get started
A first conversation, with no obligation.
Bring a question, about a portfolio, a windfall, or a transition. Engaging USWMA is subject to a written advisory agreement; nothing on this site constitutes an offer of advisory services or a recommendation.